Questions and answers
Selling your house to TriPoint Home Solutions, answered
The questions homeowners across Northport ask most about a fast, fair cash sale. Still wondering about something? Call us or send a note.
Local Northport buyer
No fees or commissions
Any condition, as-is
Close in as few as 7 days
Good questions
Frequently asked questions
What credit score do I need for owner financing?
There is no minimum credit score. We evaluate your overall financial situation including income stability and down payment.
How much is the down payment?
Down payments typically range from 5-15% depending on the property and your qualifications.
What are the typical interest rates?
Interest rates are competitive with current market rates. Exact terms depend on the property and loan structure.
Can I refinance later?
Absolutely! Many buyers refinance into a traditional mortgage after 1-3 years once their credit improves.
What is the condition of the homes?
All owner-financed homes are in move-in ready condition. We invest in quality before listing.
How do you decide what to offer for my house?
We look at your home's condition, its location, and what comparable homes nearby have sold for recently. Then we walk you through the number so it is clear how we got there. No lowball games and no pressure.
Do I have to make repairs or clean before selling?
No. We buy houses exactly as they are. Leave the repairs, the cleaning, and anything you do not want. Take what matters to you and we handle the rest.
Will you list my house or actually buy it?
We are buyers, not agents. We are not listing your home or asking you to wait for a buyer. We make the offer and we are the ones who close on it.
How are you different from a real estate agent?
An agent lists your home and hopes a buyer comes along, which can take months and cost a commission. We buy directly, so there are no commissions, no showings, and no waiting on someone else's financing.
Who pays the closing costs?
We do. The cash offer we agree on is what you walk away with. There are no commissions and no closing costs taken out of your side.
What kinds of houses do you buy?
Single-family homes, townhouses, condos, duplexes, and more, in any condition. Dated, damaged, or perfectly fine, we are interested either way.
Can you buy if I still owe money on the house?
Yes. In most cases the sale pays off your remaining mortgage at closing and you keep what is left. We will explain exactly how the numbers work for you.
Do you buy houses with tenants still living in them?
Yes. Occupied rentals are fine, including ones with difficult tenants or leases in place. You do not have to sort it out before you sell.
Is there any cost or obligation to get an offer?
None at all. Getting your offer is free and you are never obligated to accept. If the number is not right for you, there is no pressure.
What if I owe more than the house is worth?
We still want to talk. There are options even in tough situations, and we will be straight with you about what is and is not possible.
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